Financial planning is often something we consider later on in life, which more often than not is unfortunately too late. Research has shown that the optimum age to get financial advice is actually 25! (The 2015 Value of Advice Research by Unbiased and Metlife).
Life insurance can give you peace of mind that should anything happen to you, your family will be financially secure. The worst-case scenario is when the people you love are left struggling to make payments, whilst also grieving for a personal loss.
The inheritance tax threshold for the UK is £325,000. If your estate is worth more than this, it can cost your estate thousands in inheritance tax, leaving your beneficiaries with less than you wanted. However, there are steps that can be taken to avoid having to pay i...
When you imagine your future, what age do you see yourself retiring and what standard of living do you expect to enjoy? If you have a clear picture in your mind, do you also have a clear pension plan to make this image a reality?