April 6, 2019

Financial planning is often something we consider later on in life, which more often than not is unfortunately too late. Research has shown that the optimum age to get financial advice is actually 25! (The 2015 Value of Advice Research by Unbiased and Metlife).

We spoke...

June 14, 2018

Life insurance can give you peace of mind that should anything happen to you, your family will be financially secure. The worst-case scenario is when the people you love are left struggling to make payments, whilst also grieving for a personal loss.

The last of our free...

May 29, 2018

The inheritance tax threshold for the UK is £325,000. If your estate is worth more than this, it can cost your estate thousands in inheritance tax, leaving your beneficiaries with less than you wanted. However, there are steps that can be taken to avoid having to pay i...

April 12, 2018

When you imagine your future, what age do you see yourself retiring and what standard of living do you expect to enjoy? If you have a clear picture in your mind, do you also have a clear pension plan to make this image a reality?

Our new free guide to pensions is design...

March 9, 2018

Last weekend, the Laurus Associates team made it through the snow to attend the Northern Society of Chartered Accountants (NorSCA) conference at Redworth Hall Hotel in County Durham.

Laurus Associates directors Colin Dawson and Karen Barwick are passionate about staying...

November 1, 2017

“The average number of sick days for a UK employee is 4.3 days a year. 14% of businesses see staff take more than seven days off each year.” (Office for National Statistics, 2017)

“Absenteeism costs the UK economy £15 billion a year.” (National Institute for Healthcare...

October 4, 2017

“More than half of UK SMEs would close within a year should a key employee die or become critically ill.”

“A third of SMEs said they had not even considered key person insurance, while another third had not got round to looking into it.”

(Legal & General’s ‘State of the...

August 15, 2017

The sooner you start planning for retirement, the better your lifestyle in retirement can be. As the saying goes, ‘youth is wasted on the young’, so take a look through our ‘Five Questions to ask yourself in Retirement Planning’ and start imagining life after work, wha...

July 3, 2017

As of April 2018 all UK employers must have begun enrolling staff into a workplace pension by law. We are now well into the small business staging phase with duty dates for new employers now in effect.

For many new business owners, the prospect of setting out a workplac...