“More than half of UK SMEs would close within a year should a key employee die or become critically ill.” “A third of SMEs said they had not even considered key person insurance, while another third had not got round to looking into it.” (Legal & General’s ‘State of the Nation’s SMEs’ Report, 2017) In our first ever two-part blog series we look at the important subject of ‘protection’. Part 1, below, looks at how to protect the most important people in your business and the i